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What is Rent to Buy / Intermediate Rent?

Rent to Buy or Intermediate Rent

Rent to Buy, or Intermediate Rent as it was once known, is a stepping stone from renting your house to buying it at a later date.

As the property is intended for Shared Ownership in the future, the rent you will pay is an ‘affordable rent’ and represents approximately 80% of an open market rent.

Can I apply?

To be eligible for the scheme you need to:

  • be 18 years or over;
  • have a household's total income of less than £80,000 and you are currently unable to get a mortgage due to having no deposit or you need to increase your credit score;
  • be in full time employment and be able to afford 80% of the local market rent without further assistance. That means you are not claiming any Housing Benefit;
  • have your application approved by the local Help to Buy agent; and,
  • be able to make a commitment to enter home ownership through a low cost home ownership product. This means renting for a minimum of at least two years up to five depending on the property and the development, and are able to demonstrate how the discounted rent will enable you to save a deposit.

How do I apply?

If you are interested in buying a home through the Rent to Buy scheme email our Sales and Leasehold team at homebuy@wdh.co.uk

How much deposit would I need?

The chart found on our Rent to Buy pages will give you an indication of the monthly savings you would need to meet the deposit required.

Where are properties available?

Details of properties available on the Rent to Buy scheme can be found by visiting the Rent to Buy pages of our website.

Can I view the property?

Once we have received and assessed an approved application and you are deemed eligible for the Rent to Buy scheme, we will then arrange an interview and a viewing.

How long can you rent a 'Rent to Buy' property before buying it?

The timescale to purchase a Rent to Buy property is normally between two and five years.
This is dependent on the property, the development and the economic climate and is ultimately at WDH's discretion.  

Can I rent it to someone else?

If you are on the Rent to Buy scheme, you must occupy the property. You cannot let the property to anyone else. `

If you would like more information please visit our Rent to Buy pages.  If you have any queries email our Sales and Leasehold team at homebuy@wdh.co.uk or phone OneCALL on 0345 8 507 507.



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